Personal Savings

Let Mound City Bank savings help you achieve your financial goals. We have a variety of options to choose from, so find out which one works best for you!

Every savings & money market account includes

  • FREE Debit Card with eligible checking account
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE eStatements

Savings Rates

My Savings

  • Earn competitive interest
  • Only $3 monthly maintenance fee if minimum daily balance falls below $100
  • Minimum opening deposit of only $25
  • Maintenance fee is waived for customers under 18 years of age

My Money Market

  • Higher balances earn higher rates
  • Only $10 monthly maintenance fee if daily balance falls below $2,500
  • Minimum opening deposit of only $25

Certificates of Deposit

  • Minimum balance to open is $2,500
  • Terms range from 6 months to 5 years
  • Step up and add-on options available

Health Savings Account

Cover your medical expenses with a tax-favored Health Savings Account (HSA) that earns you interest!

Are you eligible for HSA?

Any individual that:

  • Is covered by an HDHP (High Deductible Health Plan).
  • Is not covered by other health insurance.
  • Is not enrolled in Medicare.
  • Can't be claimed as a dependent on someone else's tax return.
  • No Minimum balance
  • No monthly maintenance fee
  • Free Debit Card

Minimum balance to open the account: $25