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Choose a Product RateHere you will find links to explore to get a summary of our interest rates. Keeping an eye on interest rates can help you make informed financial decisions to meet your individual goals.
Rates Accurate as of August 15, 2022 |
Certificate of Deposit
(1) All C.D.'s: The daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. The APY assumes interest on deposit until maturity. An early withdrawal penalty may be imposed on the amount withdrawn before maturity and may invade the principal. A withdrawal will reduce earnings. 30 Month Step Up CD Step Up Option: During the term of your Step Up Certificate of Deposit (CD), you are permitted to make a one-time request to adjust your interest rate at your discretion. Your request to adjust your interest rate is limited to the rate in effect for the Step Up CD at the time of your request. You must make such a request in writing on a form we will provide. When you elect to exercise the Step Up Option, the new interest rate will be paid for the remaining term of your account. A one-time interest rate increase will not extend the original maturity date of your account. Interest rates are not tied to an index. Interest rates are established at the discretion of Mound City Bank. Mound City Bank makes no guarantee that you will ever be able to exercise this option since we have no way of predicting future interest rates. Minimum deposit and minimum balance of $5,000 to receive the current interest rate. Interest on C.D.'s is compounded and credited annually and at maturity unless otherwise noted. No additional deposits allowed except as disclosed above. Contact us to assist you with your investment needs. |
Checking Account Interest Rates
*The rate may change after the account is opened. Fees could reduce earnings on the above accounts. Daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. |
Savings RatesSavings Account Interest RatesMinimum $25 Deposit To Open Account
* The Daily Balance Method calculates interest applying a daily periodic rate to the principal in your account each day. ** The rate may change after the account is open Fees could reduce earnings on the above accounts. |
Individual Retirement Account (IRA) Rates
* The rate may change after the account is opened. 18 Month Variable Rate Minimum Guaranteed Interest Rate - 0.10%; APY 0.10% 48 Month Variable Rate Minimum Guaranteed Interest Rate - 0.20%; APY 0.20% 60 Month Variable Rate Minimum Guaranteed Interest Rate - 0.50%; APY - 0.50% All IRA's: The daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. The APY assumes interest on deposit until maturity. An early withdrawal penalty may be imposed on the amount withdrawn before maturity and may invade the principal. A withdrawal will reduce earnings. Contact us to assist you with your investment needs. |
Money Market Interest RatesMy Money Market RatesMinimum $25 Deposit To Open Account
Non Profit Money Market RatesMinimum $25 Deposit To Open Account
Business Money Market Rates
High Yield Performance Plus Investment Account (PPIA)***Minimum $20,000 Deposit To Open Account
* The rate may change after the account is opened. Fees could reduce earnings on the above accounts. Daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. |