Personal Checking

Let Mound City Bank checking help you achieve your financial goals. We have a variety of options to choose from, so find out which one works best for you!

Order Checks

Every Personal Checking Account Includes:

  • FREE Debit Card - Replacement card fees may apply
  • FREE Online Banking
  • FREE Mobile Banking
  • Check Free (BillPay) - Fees may apply for overnight checks or same day payment
  • FREE eStatements with online check images
  • FREE Thank You Gift
    • Minimum opening deposit is only $25. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. If account is closed within 90 days of opening, a fee of $25 may be charged. No minimum balance required to obtain bonus.

Checking Rates

My Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly maintenance fee

Minimum balance to open the account: $25

Fabulous 50 Interest Checking

A perfect account for customers 50 and over!

  • FREE MCB printed checks
  • Competitive interest
  • No minimum balance
  • No monthly maintenance fee

Minimum balance to open the account: $25

Payday Interest Checking

Earn interest and have the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly maintenance fee

Minimum balance to open the account: $25

Platinum Interest Checking

An account for those interested in higher interest!

  • FREE MCB printed checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $10 monthly maintenance fee if minimum daily balance falls below $1,500

Minimum balance to open the account: $25