Lot and Construction Loans

Construction Loan

Rates As Low As

3.890% Rate*

4.491 APR**

 

Construction Loan

Are You Ready To Build Your Dream Home?

Building a home can be exciting and overwhelming at the same time. Contact one of our Home Loan Experts today to learn about our construction loan options.

  • Our Home Loan Experts will be there to assist during the entire process.
  • You are only required to pay interest on the amount that is disbursed.
  • Draws and inspections are handled locally.
    12 Month Construction Loan 3.890% 4.491% 12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity

    *Rate shown is based on the construction of an owner occupied home with a loan amount of $300,000 and an estimated value of $375,000.  Interest Only payments are due monthly on the advanced amount.  Your rate, fees and terms may differ based on actual occupancy status, loan amount, credit score, debt to income ratio, loan to value and other products requirements.

    **APR = Annual Percentage Rate.  APR will vary based on final loan amount and finance charges.  Standard underwriting criteria will apply, offer of credit is subject to credit approval.

    Lot Loan

    Did you find the perfect lot, but are not ready to build yet? Contact one of our Home Loan Experts to learn about our lot financing options.