Personal Checking

Let Mound City Bank checking help you achieve your financial goals. We have a variety of options to choose from, so find out which one works best for you!

Every Personal Checking Account Includes:

  • FREE Debit Card - Replacement card fees may apply
  • FREE Online Banking
  • FREE Mobile Banking
  • Check Free (BillPay) - Fees may apply for overnight checks or same day payment
  • FREE eStatements with online check images
  • FREE Thank You Gift
  • Minimum opening deposit is only $25. Free Thank You gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. No minimum balance required to obtain bonus. If account is closed within 90 days of opening, a fee of $25 may be charged.
  • Other fees such as return item fees, overdraft fees, etc. may apply. See Common Feature section in the Truth in Savings disclosure for more details.

    My Free Checking

    A FREE account for everyone!

    • No minimum balance
    • No monthly maintenance fee

    Minimum opening deposit is only $25.

      Fabulous 50 Interest Checking

      A perfect account for customers 50 and over!
      • FREE MCB printed checks
      • Competitive interest
      • No minimum balance
      • No monthly maintenance fee

      Minimum opening deposit is only $25.

        Payday Interest Checking

        Earn interest and have the convenience of direct deposit or any automatic payment!

        • Competitive interest
        • No minimum balance
        • No monthly maintenance fee

        Minimum opening deposit is only $25.

          Platinum Interest Checking

          An account for those interested in higher interest!

          • FREE MCB printed checks
          • Higher interest rate with a balance of $1,500 or more
          • Competitive interest if balance falls below $1,500
          • Only $10 monthly maintenance fee if minimum daily balance falls below $1,500

          Minimum opening deposit is only $25.