Mound City Bank


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Savings for all generations

Minimum balance to open - You must deposit $5.00 to open this account.
Minimum balance to avoid fees - A monthly maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. The maintenance fee is waived for customers under 18, and 62 and better, or prearranged payroll savings plans.
Transaction limitations: Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail, or by messenger. Transfers from a Statement Savings account to another account or to third parties by; debit card preauthorized transfer, automatic transfer, telephone, internet or PC banking, or similar order to third parties are limited to six per statement cycle.
Fees: A per service-chargeable debit fee of $.75 will be charged for each transaction in excess of the above limitations.
Rate Information - At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account every month.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

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