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Individual Retirement Account Interest Rates

Rates Accurate As Of April 1, 2020 (Download As PDF )

Individual Retirement Account (IRA) Rates

Account Type Early Withdrawal Penalties Interest Rate Annual Percent­age Yield (APY)
18 Month Variable Rate 3 mos. Interest 0.55%* 0.55%*
36 Month Fixed Rate 6 mos. Interest 1.05% 1.05%
48 Month Variable Rate 12 mos. Interest 1.15%* 1.15%*
60 Month Fixed Rate 12 mos. Interest 1.25% 1.25%
60 Month Variable Rate 12 mos. Interest 1.49%* 1.50%*
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