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Individual Retirement Account Interest Rates

Rates Accurate As Of December 17, 2018 (Download As PDF )

Individual Retirement Account (IRA) Rates

Account Type Early Withdrawal Penalties Interest Rate Annual Percent­age Yield (APY)
18 Month Variable Rate** 3 mos. Interest 1.25%* 1.25%*
36 Month Fixed Rate 6 mos. Interest 1.65% 1.66%
48 Month Variable Rate*** 12 mos. Interest 2.25%* 2.26%*
60 Month Fixed Rate 12 mos. Interest 2.35% 2.36%
60 Month Variable Rate**** 12 mos. Interest 2.35%* 2.36%*

* The rate may change after the account is opened.

** 18 Month Variable Rate Minimum Guaranteed Interest Rate - 0.50%; APY 0.50%

*** 48 Month Variable Rate Minimum Guaranteed Interest Rate - 1.00%; APY 1.00%

**** 60 Month Variable Rate Minimum Guaranteed Interest Rate - 1.49%; APY - 1.50%

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