Mobile Menu

Home Lending Rates

Rates Accurate As Of October 23, 2020

Home Mortgage Rates

Account Type Interest Rate Annual Percent­age Rate (APR)
30 Year Fixed Rate 2.875% 2.914%
20 Year Fixed Rate 2.75% 2.805%
15 Year Fixed Rate 2.375% 2.446%
Click To View Terms

Construction Rate Special

Loan amount $200,000 or greater
Account Type Interest Rate Annual Percent­age Rate (APR) Max Loan to Value LTV(%)
9 Month 2.99% 5.221% 80
Click To View Terms

Construction Rates

Loan amount less than $200,000
Account Type Interest Rate Annual Percent­age Rate (APR) Max Loan to Value LTV(%)
9 Month 3.99% 5.507% 80
4.99% 6.518% 81-85
Click To View Terms

Total Line of Credit (TLC)

Account Type Interest Rate* Annual Percent­age Rate (APR)* Max Loan to Value LTV(%)
Variable Rate: Wall Street Prime Floating -.25% 4.00% 4.00% 70
Variable Rate: Wall Street Prime Floating 4.00% 4.00% 80
Variable Rate: Wall Street Prime Floating +.50% 4.25% 4.25% 85
Click To View Terms

Conventional - Owner Occupied

Account Type Interest Rate Annual Percent­age Rate (APR)
62 Mo. Balloon 4.59% 4.635%
84 Mo. Balloon 4.99% 5.025%
Click To View Terms

Loan Pricing Disclosure pdf

Apply For A Loan