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Home Lending Rates

Rates Accurate As Of November 18, 2019

Home Mortgage Rates

Account Type Interest Rate Annual Percent­age Rate (APR)
30 Year Fixed Rate 3.75% 3.791%
20 Year Fixed Rate 3.625% 3.682%
15 Year Fixed Rate 3.125% 3.197%
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Construction Rate Special

Loan amount $200,000 or greater
Account Type Interest Rate Annual Percent­age Rate (APR) Max Loan to Value LTV(%)
9 Month 2.99% 5.221% 80
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Construction Rates

Loan amount less than $200,000
Account Type Interest Rate Annual Percent­age Rate (APR) Max Loan to Value LTV(%)
9 Month 4.75% 5.480% 80
5.75% 6.481% 81-85
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Total Line of Credit (TLC)

Account Type Interest Rate* Annual Percent­age Rate (APR)* Max Loan to Value LTV(%)
Variable Rate: Wall Street Prime Floating -.25% 4.50% 4.50% 70
Variable Rate: Wall Street Prime Floating 4.75% 4.75% 80
Variable Rate: Wall Street Prime Floating +.50% 5.25% 5.25% 85
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Conventional - Owner Occupied

Account Type Interest Rate Annual Percent­age Rate (APR)
62 Mo. Balloon 5.59% 5.638%
84 Mo. Balloon 5.99% 6.030%
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Loan Pricing Disclosure pdf

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