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Consumer Loan Interest Rates

Rates Accurate As Of February 14, 2020 (Prime 3.25%)

Auto New (2019-2020)

Account Type Interest Rate* Annual Percent­age Rate (APR)** Max Loan to Value LTV(%)
24 Month 4.14% 4.641% 90
36 Month 4.29% 4.632% 90
48 Month 4.44% 4.700% 90
60 Month 4.59% 4.802% 90
72 Month 4.74% 4.920% 90

Auto Used

Account Type Interest Rate* Annual Percent­age Rate (APR)** Max Loan to Value LTV(%)
Up to 60 Months (17-18) 5.49% 5.705% 90
Up to 42 Months (09-16) 6.49% 6.793% 90

Personal Unsecured Loans

Account Type Interest Rate* Annual Percent­age Rate (APR)**
Under $1,000 14.49% 24.409%
Over $1,000 12.49% 22.345%
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* Due to volatility in today's market, please call for up to date rates.

** The APR (Annual Percentage Rate) calculation is based on a $10,000.00 loan, assumes a fully amortized loan, and includes a loan administration preparation fee of $50.00.
Example: $1,500.00 loan - 9.99% - 12 months - monthly payment of $131.87.

These rates are based on an "acceptable" Risk Rating. Your rate may be higher or lower depending in part on your unique credit history.

All Rates disclosed reflect a Mound City Bank Deposit Relationship. Rates may increase if no deposit account is established.

Loan Pricing Disclosure pdf