Rates Accurate As Of December 17, 2018 (Download As PDF )
Checking Account Interest Rates
|Account Type||Min. Bal.* To Obtain APY||Min. Bal. To Open||Interest Rate**||Annual Percentage Yield (APY)**|
|Fabulous 50 Interest Checking||$0||$25||0.10%||0.10%|
|Payday Interest Checking||$0||$25||0.10%||0.10%|
|Platinum Interest Checking||$0,||$25||0.10%||0.10%|
|Health Savings Account Checking (HSA)||$1,000||$25||0.10%||0.10%|
|Non Profit Interest Checking||$0||$25||0.10%||0.10%|
|Business Interest Checking||$0||$25||0.10%||0.10%|
|***ICS High Yield Money Market||$1,000,000||$250,000||2.23%||2.25%|
* The Daily Balance Method calculates interest applying a daily periodic rate to the principal in your account each day.
** The rate may change after the account is open
*** Minimum balance to avoid imposition of fees: A maintenance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle.
*** Transaction limitations: Transfers from a High Yield Performance Plus Investment Account to another account or to third parties by preauthorized transfer, automatic transfer, telephone, or internet banking, or by check, draft, or similar order to third parties are limited to six per statement cycle.
*** Fees: An excessive transaction fee of $5.00 will be charged for each transaction in excess of the above limitations. Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail, or by messenger. Checkmate debit card available with qualified checking account. Online bill payments at no charge. E-statement/Paper Statement
Fees could reduce earnings on the above accounts.