Certificate of Deposit Account Registry Service Interest Rates

Rates Accurate As Of January 19, 2021 (Download As PDF )

Certificate of Deposit Account Registry Service Options

Account Type	Interest Rate	Annual Percentage Yield (APY)
13 Week	0.15%	0.15%
26 Week	0.15%	0.15%
52 Week	0.25%	0.25%
2 Year (104 Week)	0.35%	0.35%
3 Year (156 Week)	0.45%	0.45%

ICS High Yield Money Market Rates

Balance Amount	Interest Rate	Annual Percentage Yield (APY)
$5,000,000 - $6,999,999	0.45% *	0.45% *
$4,000,000 - $4,999,999	0.45% *	0.45% *
$3,000,000 - $3,999,999	0.45% *	0.45% *
$2,000,000 - $2,999,999	0.45% *	0.45% *
$1,000,000 - $1,999,999	0.45% *	0.45% *
$800,000 - $999,999	0.45% *	0.45% *
$700,000 - $799,999	0.45% *	0.45% *
$600,000 - $699,999	0.40% *	0.40% *
$500,000 - $599,999	0.35% *	0.35% *
$400,000 - $499,999	0.20% *	0.20% *
$250,000 - $399,999	0.15% *	0.15% *
$0 - $249,999	0.10% *	0.10% *

Click To View Terms

CDARS: $10,000.00 minimum deposit to open and minimum balance to obtain APY. The daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. The APY assumes interest on deposit until maturity. An early withdrawal penalty may be imposed on the amount withdrawn before maturity and may invade the principal. A withdrawal will reduce earnings. Interest on C.D.'s is compounded daily and credited annually and at maturity. No additional deposits allowed except disclosed above. For the most current interest rates and APY's call Mound City Bank at (608) 348-2685 or 1-888-622-6069. Current maximum FDIC Insurance available through CDARS network institutions is $50 million per account ownership. Maximum weekly issue per account ownership is $6 million with no more than $4 million in a single term of 4 to 52 weeks and $750,000 for longer terms. Certain aggregate bank maximums apply and may limit our acceptance of your deposit in any given week. These amounts are updated from time to time. Funds may be submitted only after a depositor enters into the CDARS Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds by Mound City Bank. Please read the agreement carefully before signing it. CDARS and Certificate of Deposit Account Registry Service are registered trademarks of Promontory Interfinancial Network, LLC.

ICS: $250,000.00 minimum deposit to open.
Placement of funds through the ICS (Insured Cash Sweep) service is subject to the terms, conditions and disclosures in the service agreements including the Deposit Placement Agreement (DPA). Limits and customer eligibility criteria apply. ICS High Yield Money Market withdrawals are limited to six per statement cycle. Although funds are placed at designation banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (SMDIA), a depositor's balances at Mound City Bank may exceed the SMDIA (e.g.before ICS settlement for a deposit or after ICS settlement for a withdrawal). As stated in the DPA, the depositor is responsible for making necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS satisfies those restrictions. ICS and Insured Cash Sweep are registered service marks of Promontory Interfinancial Network, LLC
*The rate may change after the account is opened. Fees could reduce earnings on the above accounts. Daily balance method calculates interest applying a daily periodic rate to the principal in your account each day.