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CDARS | CDs | Checking | IRAs | Money Market | Savings
RATES ACCURATE AS OF JULY 27, 2015

Printable Version

Individual Retirement Account Options Min Dep. To
Open & Obtain APY
Early Witthdrawal Penalties Interest
Rate
Annual Percentage
Yield(APY)

18 Month Variable Rate

$25 3 mos. Interest 0.55%* 0.55%*
(Minimum Guaranteed Interest Rate - 0.50%; APY 0.50%
36 Month Fixed Rate $25 6 mos. Interest 0.85% 0.85%
48 Month Variable Rate $25 12 mos. Interest 1.19%* 1.20%*
(Minimum Guaranteed Interest Rate - 1.00%; APY 1.00%
60 Month Fixed Rate $25 12 mos. Interest 1.44% 1.45%
60 Month Variable Rate $25 12 mos. Interest 1.49%* 1.50%*
(Minimum Guaranteed Interest Rate - 1.49%; APY - 1.50%
*The rate may change after the account is opened.

All C.D.'s & IRA's: The daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. The APY assumes interest on deposit until maturity. An early withdrawal penalty may be imposed on the amount withdrawn before maturity and may invade the principal. A withdrawal will reduce earnings.

C.D.'s: Interest on C.D.'s is compounded and credited annually and at maturity.

No additional deposits allowed except as disclosed above.

***Interest on 4 Year C.D. and 5 Year C.D. is compounded and credited quarterly and at maturity.

IRA's: Interest on IRA's is compounded and credited semi-annually and at maturity. Deposit limits apply. No deposits 7 days before maturity. Interest begins to accrue no later than the business day that we receive the deposit of non-cash items (for example, checks).

****Interest on 8 Month C.D. and 14 Month C.D is compounded and credited quarterly and at maturity. Must have a checking relationship or new money.  Maximum deposit of $50,000.00.

Contact us to assist you with your investment needs.

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