Mound City Bank

 



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Performance at its Best

 Checkmate debit card with qualified checking account with no annual fee, or ATM card.
  FREE Online Bill Payments.
  FREE Money Orders.
  Online Statement/Paper Statement Account.

Minimum balance to open - You must deposit $20,000.00 to open this account. 
Rate Information -
 At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency -Interest will be compounded and credited to your account every month. 
Minimum balance to avoid fees - A maintenance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle. 
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. 
Accrual of interest on noncash deposits -Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). 
Transaction limitations - Unlimited withdrawals or transfers if made in person or at an ATM. Maximum of 6 electronic/automatic/telephone transfers per statement cycle with no more than 6 by check or debit or online bill payment to third parties.
Fees - $5.00 per debit when criteria is not met.

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