MCB Logo MOUND CITY BANK ONLINE BANKING
Sign On | Online Demo | Sign Up | Learn More

MCB Mobile Banking

PersonalAbout Us
Personal BankersBuild Now with UsApply for Consumer LoanApply for Credit CardCalculators
DepositsHot LinksOther Services
Rates - Deposit
Rates - LendingStudent ServicesTerms and ConditionsTrust Department

 

Contact Personal Experts


Home Personal Mortgage Business Agriculture Investments
           
CD Rates Checking Money Market CDs/IRAs CDARS Savings
RATES ACCURATE AS OF JUNE 17, 2013
Printable Version
   Certificate of Deposit Options Min Dep. To
Open & Obtain APY
Early Withdrawal Penalties Interest
Rate
Annual Percentage
Yield(APY)

6 Month C.D. $2500 1 mo. Interest 0.30% 0.30%
  7 Month C.D. Ckg Relationship/New $ Special**** $5000 1 mo. Interest 0.35% 0.35%

1 Year C.D. Special $2500 3 mos. Interest 0.50% 0.50%
  14 Month C.D. Ckg Relationship/New $ Special**** $5000 3 mos. Interest 0.60% 0.60%
  18 Month Add On C.D.** $2500 6 mos. Interest 0.65% 0.65%

** Unlimited deposits.  Minimum add on deposit $100.00.  No Deposits 7 days before maturity.
Interest begins to accrue no later than the business day that we receive the deposit of non-cash items (for example, checks).


2 Year C.D. $2500 6 mos. Interest 0.80% 0.80%

3 Year C.D. $2500 6 mos. Interest 1.00% 1.00%

4 Year C.D. Special*** $2500 12 mos. Interest 1.24% 1.25%

5 Year C.D.*** $2500 12 mos. Interest 1.44% 1.45%
   Individual Retirement Account Options Min Dep. To
Open & Obtain APY
  Interest
Rate
Annual Percentage
Yield(APY)

18 Month Variable Rate

$25 3 mos. Interest 0.65%* 0.65%*
(Minimum Guaranteed Interest Rate - 0.50%; APY 0.50%

36 Month Fixed Rate $25 6 mos. Interest 1.00% 1.00%

48 Month Variable Rate $25 12 mos. Interest 1.24%* 1.25%*
(Minimum Guaranteed Interest Rate - 1.49%; APY 1.50%

60 Month Fixed Rate $25 12 mos. Interest 1.44% 1.45%

60 Month Variable Rate $25 12 mos. Interest 1.49%* 1.50%*
(Minimum Guaranteed Interest Rate - 1.49%; APY - 1.50%

*The rate may change after the account is opened.

All C.D.'s & IRA's: The daily balance method calculates interest applying a daily periodic rate to the principal in your account each day. The APY assumes interest on deposit until maturity. An early withdrawal penalty may be imposed on the amount withdrawn before maturity and may invade the principal. A withdrawal will reduce earnings.

C.D.'s: Interest on C.D.'s is compounded and credited annually and at maturity.

No additional deposits allowed except as disclosed above.

***Interest on 4 Year C.D. and 5 Year C.D. is compounded and credited quarterly and at maturity.

IRA's: Interest on IRA's is compounded and credited semi-annually and at maturity. Deposit limits apply. No deposits 7 days before maturity. Interest begins to accrue no later than the business day that we receive the deposit of non-cash items (for example, checks).

****Interest on 8 Month C.D. and 14 Month C.D is compounded and credited quarterly and at maturity. Must have a checking relationship or new money.  Maximum deposit of $50,000.00.

Contact us to assist you with your investment needs.

Equal Housing Lender Our Privacy Principles Member FDIC Equal Housing Lender Electronic Transfers Disclosure Check 21 Disclosure Consumer Identification Program © Copyright 2008 Mound City Bank. All Rights Reserved.