Mound City Bank


Online Banking








Performance at its Best

 Checkmate debit card with qualified checking account with no annual fee, or ATM card.
  FREE Online Bill Payments.
  FREE Money Orders.
  Online Statement/Paper Statement Account.

Minimum balance to open - You must deposit $20,000.00 to open this account. 
Rate Information -
 At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency -Interest will be compounded and credited to your account every month. 
Minimum balance to avoid fees - A maintenance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle. 
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. 
Accrual of interest on non-cash deposits -Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). 
Transaction limitations - Unlimited withdrawals or transfers if made in person or at an ATM. Maximum of 6 electronic/automatic/telephone transfers per statement cycle with no more than 6 by check or debit or online bill payment to third parties.
Fees - $5.00 per debit when criteria is not met.

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Mobile Banking
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