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Personal Savings Checking Savings Common Features
SELECT THE SAVINGS ACCOUNT THAT FITS YOUR LIFESTYLE

Statement Savings
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Mound of Savings
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Performance Plus Investment Account (PPIA)
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Savers Club

Statement Savings
Savings for all generations

Minimum balance to open - You must deposit $5.00 to open this account.
Minimum balance to avoid fees - A monthly maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. The maintenance fee is waived for customers under 18, and 62 and better, or prearranged payroll savings plans.
Transaction limitations: Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail, or by messenger. Transfers from a Statement Savings account to another account or to third parties by; debit card preauthorized transfer, automatic transfer, telephone, internet or PC banking, or similar order to third parties are limited to six per statement cycle.
Fees: A per service-chargeable debit fee of $.75 will be charged for each transaction in excess of the above limitations.
Rate Information - At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account every month.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Mound of Savings

Savings for Your Future

w   E-Statement Only  

Minimum balance to open - You must deposit $1000.00 to open this account.
Minimum balance to avoid fees - A fee of $10.00 per statement cycle if account balance is below $1000.00 any day of that cycle.
Transaction limitations: Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail, or by messenger. Transfers from a Mound of Savings account to another account or to third parties by; debit card preauthorized transfer, automatic transfer, telephone, internet or PC banking, or similar order to third parties are limited to six per statement cycle
Fees: A per service-chargeable debit fee of $.75 will be charged for each transaction in excess of the above limitations.
Rate Information - At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account every month.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Performance Plus Investment Account (PPIA)
Performance at its Best
w  Checkmate debit card with qualified checking account with no annual fee, or ATM card.
w  FREE Online Bill Payments.
w  FREE Money Orders.
w  E-Statement/Paper Statement Account.

Minimum balance to open - You must deposit $20,000.00 to open this account.
Rate Information -
At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account every month.
Minimum balance to avoid fees - A maintenance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Transaction limitations - Transfers from a Performance Plus Investment account to another account or to third parties by; check, draft, debit card, preauthorized transfer, automatic transfer, telephone, internet or PC banking, or similar order to third parties are limited to six per statement cycle.
Fees - An excessive transaction fee of $5.00 will be charged for each transaction in excess of the above limitations.
Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail or by messanger.

Savers Club
Easy way to save for something special

Minimum balance to open - You must deposit $2.00 to open this account.
Transaction limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties.
Rate Information - At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account annually.
Effect of closing account - If you close your account before interest is credited, you will not receive the accrued interest.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

w  All deposits will be automatic transfers.


Savings Calculator
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