COMMON FEATURES
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Checkmate/Debit Card
The perfect debit card mate for your checkbook!
Your Mound City Bank Checkmate is your key to financial convenience. Like an ATM Card, your Checkmate lets you make cash withdrawals, deposits, transfers and receive information on your Mound City Bank deposit accounts. Yet, your Checkmate goes beyond basic ATM Card functions. You can also use it to purchase goods wherever VISA is accepted...at millions of merchants worldwide.
It's Easy to Use
You may use your Checkmate at any merchant that accepts VISA, at any point-of-sale merchant locations, and at automated teller machines (ATM's) worldwide.
Surcharge FREE at Our Locations
Use any of our ATM's conveniently located FREE of surcharges. Click here for Locations.
To Purchase Goods
Simply hand your card to any merchant who accepts VISA. There's no need to explain that it's not a credit card. In a matter of seconds, the transaction will be completed and you'll receive a copy of the signed receipt, which you should record in your check register. Then, for extra assurance, you'll receive a detailed listing of all transaction activity on your monthly checking account statement.
| ATM Card |
|
Non-refundable annual fee |
$12.00 |
Card replacement |
$5.00 per card |
Non-NYCE/PULSE network withdrawal |
$1.00 |
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|
Checkmate/Debit Card |
$1.00 Fee per statement cycle waived when you make 8 debit card purchases |
|
Card replacement |
$5.00 per card |
Non-NYCE/PULSE network withdrawal |
$1.00 |
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The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
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Overdrafts paid |
$30.00 per item paid, maximum $120.00 per day |
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NSF returned item - no maximum |
$30.00 per item |
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Account closed within 90 days of opening |
$25.00 |
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Account reconciliation/research |
$20.00 per hour |
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Bank money order |
$4.00 |
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Cashiers check |
$5.00 |
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CD-ROM per monthly statement |
$10.00 |
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Certified check |
$20.00 |
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Check printing |
fee depends on style of check |
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Coin & Currency |
|
per roll |
$.10 |
per strap |
$.20 |
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Coin counting |
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non-customer |
10% of total |
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Collection item |
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Less than $1,000.00 |
$10.00 |
$1,000.00 and over |
$20.00 |
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Copy of paid check or other document |
$2.00 |
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Deposited check returned |
$2.00 |
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| Endorsement stamp: Fee depends on style of stamp |
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(minimum of) |
$18.00 |
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Facsimile service |
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| Domestic - per page |
$1.00 |
International |
$15.00 |
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Foreign checks or drafts |
$20.00 |
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Foreign currency - per issue |
$5.00 plus postage |
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Gift Card - per card |
$3.00 |
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Legal process |
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court orders, garnishments, tax levies |
$50.00 |
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Medallion/signature guarantee |
$5.00 |
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Non-customer check cashing |
$5.00 |
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| Online Bill Pay - per payment |
$0.50 |
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| Paper Statement - monthly |
$5.00 |
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Personal money order |
$2.00 |
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Photocopy |
$.25 |
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Post dated check notice |
$30.00 |
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| Safe Deposit Box |
|
| Box Size |
Annual Rent |
| 3"x5" |
$20.00 |
| 5"x5" |
$30.00 |
| 3"x11" |
$35.00 |
| 5"x11" |
$40.00 |
| 8"x10" |
$55.00 |
| 10"x10" |
$75.00 |
| Replacement Key Charge |
$30.00 |
| Cost of Drilling Box |
$200.00-$300.00 |
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Stop payment order |
$30.00 |
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Wire transfers |
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Incoming |
$20.00 |
Outgoing |
$20.00 |
International - outgoing |
$40.00 |
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We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal. |
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