Mound City Bank


Online Banking





The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Checkmate/Debit Card
The perfect debit card mate for your checkbook!

Your Mound City Bank Checkmate is your key to financial convenience. Like an ATM Card, your Checkmate lets you make cash withdrawals, deposits, transfers and receive information on your Mound City Bank deposit accounts. Yet, your Checkmate goes beyond basic ATM Card functions. You can also use it to purchase goods wherever VISA is millions of merchants worldwide.

It's Easy to Use
You may use your Checkmate at any merchant that accepts VISA, at any point-of-sale merchant locations, and at automated teller machines (ATM's) worldwide.

Surcharge FREE at Our Locations
Use any of our ATM's conveniently located FREE of surcharges. Click here for Locations.

To Purchase Goods
Simply hand your card to any merchant who accepts VISA. There's no need to explain that it's not a credit card. In a matter of seconds, the transaction will be completed and you'll receive a copy of the signed receipt, which you should record in your check register. Then, for extra assurance, you'll receive a detailed listing of all transaction activity on your monthly checking account statement.

ATM Card  

Non-refundable annual fee


Card replacement

$5.00 per card


Checkmate/Debit Card

Card replacement

$5.00 per card

Avoid a $1.00 out of network ATM withdrawal fee by using only Mound City Bank or Kwik Trip ATM's, or receive cash back with a Point of Sale purchase.
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
Overdrafts paid

$35.00 per item paid, maximum $140.00 per day


NSF returned item - no maximum

$35.00 per item


Account closed within 90 days of opening



Account reconciliation/research

$20.00 per hour


Bank money order



Cashiers check



CD-ROM per monthly statement



Certified check



Check printing

fee depends on style of check


Coin & Currency


   per roll


   per strap


Coin counting



10% of total

Collection item



Copy of paid check or other document



Deposited check returned


Endorsement stamp:  Fee depends on style of stamp

Facsimile service


   Domestic - per page




Foreign checks or drafts



Foreign currency - per issue

$5.00 plus postage


Gift Card - per card



Legal process


   court orders, garnishments, tax levies



Medallion/signature guarantee



Non-customer cashing check from MCB customer


Online/Mobile Bill Pay - per payment
Paper Statement - monthly

Personal money order






Post dated check notice


Safe Deposit Box  
   Box Size
Annual Rent
Replacement Key Charge
Cost of Drilling Box

Stop payment order



Wire transfers






   International - outgoing



We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.


Mobile Banking
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