CHOOSE THE SAVINGS ACCOUNT THAT IS RIGHT FOR YOU

Performance Plus Investment Account (PPIA)
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Business Statement Savings

Performance Plus Investment Acount (PPIA)
Performance at its Best

w  Checkmate debit card with qualified checking account with no annual fee, or ATM card.
w  FREE Online Bill Payments.
w  FREE Money Orders.
w  Statement only account.

Minimum balance to open - You must deposit $20,000.00 to open this account.
Rate Information - At our discretion, your interest rate and annual percentage yield may change at any time.
Compounding and crediting frequency - Interest will be compounded and credited to your account every month.
Minimum balance to avoid fees - A maintenance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Transaction limitations - Transfers from a Performance Plus Investment account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no more than six by check, draft, debit card, or similar order to third parties.
Fees - An excessive transaction fee of $5.00 will be charged for each transaction in excess of the above limitations.
Unlimited withdrawals or transfers are allowed if made in person, at an ATM, by mail or by messenger.

Business Statement Savings

Minimum Deposit to open - You must deposit $100.00 to open this account.
Minimum balance to avoid fees - A maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle.
Rate Information – At our discretion, your interest rate and annual percentage yield may change at any time.
Transaction limitations - Transfers from a Business Statement Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no more than six by check, draft, debit card, or similar order to third parties.
Fees – A per service-chargeable debit fee of $0.75 will be charged for each transaction in excess of limitations.