BUSINESS LOANS AND CREDIT

Revolving Line of Credit
The traditional solution for fluctuating cash flows. Allows you to borrow, repay, and re-borrow funds throughout the loan term.

w  Credit is pre-approved and available whenever you need it.
w  Credit lines are available in amounts to meet your needs.
w  Able to repay and re-borrow at your convenience.
w  Flexible repayment terms with monthly payments of accrued interest and principal at your desire prior to maturity.
w  Low fixed or variable rates.

Non-Revolving Line of Credit
Used to cover construction costs or provide start-up financing. Funding occurs only when you need it to reduce financing costs.

w  Credit is pre-approved and available whenever you need it.
w   Credit lines available in amounts that meet your needs.
w   Flexible repayment terms.
w   Low fixed or variable rates.

Term Loans
Traditional solution for commercial real estate, equipment, and the acquisition of other capital assets.

w   Easy-to-budget fixed payments.
w   Loan terms are flexible and vary based on the asset being financed.
w   Loans are typically secured by the assets being acquired, and/or other collaterals
w   Low fixed or variable rates.

Letters of Credit
A written agreement to provide funds to a third party on your behalf.

SBA Loans
Small Business Administration loan used to start or grow a business.

w   Used as an enhancement to conventional financing.

Floor Plan Loans
Financing for dealers to acquire inventory for sale. The loan is repaid when the inventory is sold.

Municipal Loans
Financing for state, county, city, village, and other forms of local government needs.

SERVICES

Automatic Loan Payments
Tired of loan coupon books?

w   Mound City Bank offers hassle-free loan payments just by deducting automatically from your Mound City Bank checking/savings account.

Business Credit Cards
Apply today for your Mound City Bank Hometown VISA credit card.

Merchant Services
To be competitive, you have to be able to accept all the payment options your customers are likely to use. That's why we've made accepting debit and credit cards as a form of payment easier than ever.

w   We offer a wide range of products and services for businesses of all types and sizes.

Cash Management
Mound City Bank provides a variety of services that we think are essential for running a business effectively and efficiently. Whether you need to receive or send electronic payments, access account information quickly, or streamline your payroll process, we'll alleviate the expensive administrative tasks that bog you down so you can start focusing on more important things. We present simple, easy solutions for managing your cash-each one designed to meet the specific needs of your business. You won't believe the time and money you'll save.

Bank Online for Your Business
Now you can bank whenever you want to, day or night. Check your balances and transfer funds between accounts. You can even pay your bills automatically. With MCB Online, the nearest branch is as close as your computer.

Mound City Link
Call toll-free! It's like having your own personal bank teller available 24 hours a day 365 days a year! Here's what you can request for loan information:
Principal balance Interest paid year-to-date Amount of next payment