Click here for more information on CDARS. Ask us about how CDARS can work for you the next time you visit one of our branches, or email mcb@moundcitybank.com for more information. Contact us for your CDARS rates.

PAYDAY BANKING
Convenient banking services designed for the valued employee.

• Rate Information - Your interest rate and annual percentage yield may change.
• Frequency of rate changes - We may change the interest rate on your account at any time. Click here to review the required Annual Percentage Yield disclosure.
• Determination of rate - At our discretion, we may change the interest rate on your account.
• Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.
• Minimum balance to open the account - You must deposit $25.00 to open this account.
• Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
• Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
• Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

• Direct Deposit payroll from your employer is required. Contact us!
• Statement only.
• 40 FREE Mound City Bank printed checks at account opening.
• CHECKMATE debit card with bank approval - first year no annual fee.
• Personal Reserve Account available with bank approval with no annual fee.
• Check Protect with no annual fee.
• Reduced interest rate on consumer loans with hassle-free electronic payment.
• FREE first year rental of a 3" x 5" safe deposit box.

HOW DO I SIGN UP?

• Contact your employer for Direct Deposit
• Contact Us!